Are you investing or gambling?
September 2024 | Newsletter 17 The potential financial results of investing can feel limitless, and it can be tempting to think that just one stock pick could make you an overnight millionaire. Yes, stock-picking can have a place in your investment strategy, but if you’re focused on the allure of a “get rich quick” mentality, […]
Super Jargon Explained
August 2024 | Newsletter 16 Although it’s constantly reported on in the media, many Australians do not fully understand superannuation jargon. We’ve identified some of the most common terms and explain them in language everyone can understand. Apart from the family home, superannuation is probably the largest asset many people will own. In reality, it […]
Do you need to make a contribution to Super before 30 June 2024?
June 2024 | Newsletter 15 It’s important to note contributions must be received and cleared within your Superannuation Fund by 30 June 2024 (not just left your account). BT Cut off is 5.00 pm 28 June; HUB Cut off is EFT 5.00 pm 26 June, Bpay 5.00 pm 21 June). Want to help boost your […]
Federal Budget 2024 Highlights
May 2024 | Newsletter 14 The 2024 Federal Budget provides cost of living relief through 1 July tax cuts, lower power bills, higher welfare payments and support for small businesses. Energy bill relief. All Australian households will receive an energy rebate of $300 and eligible small businesses will receive $325 from 1 July. It’s not yet […]
Financial advice is not the same for everyone
April 2024 | Newsletter 13 Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a good financial strategy. For many people that strategy is taking each day as it comes and letting the future look after itself; but in a complex and ever-changing world, isn’t […]
Quarterly economic and market update
February 2024 | Newsletter 12 Markets rallied to close out the year as hopes of a soft landing once more came to the fore. Bond yields fell as central banks signalled a pause and markets began to price in a potential path for rate cuts. This spurred a rally in bonds and propelled developed markets equities back towards all-time highs. Developed […]
The power of “average”
January 2024 | Newsletter 11 When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the benefits of growth investments such as shares or property. As an […]
8 handy tips for travelling overseas
December 2023 | Newsletter 10 Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow. For most people their travels will be a safe and wonderful experience, but things can go wrong. While you can’t […]
A guide to planning for aged care
November 2023 | Newsletter 9 The Australian Bureau of Statistics tells us that Australians aged 65 years and over account for 16% of the population – and that figure is rising. Whether you’re concerned about your future self or a loved one, aged care is an issue most of us will have to manage at some time in […]
Quarterly Economic Update: Jul – Sep 2023
October 2023 | Newsletter 8 Australia’s annual inflation rate has taken an unexpected step up, increasing pressure on the Reserve Bank to push interest rates higher and once again raising the prospect that Australia will fall into recession sometime over the next few months. The annual inflation rate for the year to August reached 5.2 per […]