Financial advice is not the same for everyone
April 2024 | Newsletter 13 Sure, investment planning is an important part of financial planning, but underpinning the whole process of creating wealth in the first place is having a good financial strategy. For many people that strategy is taking each day as it comes and letting the future look after itself; but in a complex and ever-changing world, isn’t […]
Quarterly economic and market update
February 2024 | Newsletter 12 Markets rallied to close out the year as hopes of a soft landing once more came to the fore. Bond yields fell as central banks signalled a pause and markets began to price in a potential path for rate cuts. This spurred a rally in bonds and propelled developed markets equities back towards all-time highs. Developed […]
The power of “average”
January 2024 | Newsletter 11 When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the benefits of growth investments such as shares or property. As an […]
8 handy tips for travelling overseas
December 2023 | Newsletter 10 Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow. For most people their travels will be a safe and wonderful experience, but things can go wrong. While you can’t […]
A guide to planning for aged care
November 2023 | Newsletter 9 The Australian Bureau of Statistics tells us that Australians aged 65 years and over account for 16% of the population – and that figure is rising. Whether you’re concerned about your future self or a loved one, aged care is an issue most of us will have to manage at some time in […]
Quarterly Economic Update: Jul – Sep 2023
October 2023 | Newsletter 8 Australia’s annual inflation rate has taken an unexpected step up, increasing pressure on the Reserve Bank to push interest rates higher and once again raising the prospect that Australia will fall into recession sometime over the next few months. The annual inflation rate for the year to August reached 5.2 per […]
Are we jeopardising the bank of Mum & Dad?
August 2023 | Newsletter 7 The temptation is obvious. Soaring house prices have made buying a home tough for most home buyers and prompted many parents to think they should step in and make a financial contribution. The typical argument is that Mum and Dad don’t really need the money and that their children will […]
Discovering Your Financial Mindset: The Key to Unlocking Financial Success
July 2023 | Newsletter 6 In the quest for financial stability and success, we often focus on tangible elements like earning more money, saving diligently, or investing wisely. But have you ever stopped to consider the role your financial mindset plays in achieving your financial goals? Understanding financial mindset Your financial mindset is a set […]
The Age When You Stop Feeling Young
June 2023 | Newsletter 5 The first members of the millennial generation, often classified as those born between about 1980 and 1996, begin to turn 43 this year. It’s the average age when Americans stop feeling young, according to a study by Worldwide Independent Network of Market Research. The early 40s—specifically 42—is when the average […]
Federal Budget Update 2023-24
May 2023 | Newsletter 4 In a challenging economic climate that sees many Australians grappling with pressure from rising interest rates and living costs, Australian Treasurer Jim Chalmers has handed down the 2023-24 Federal Budget. He announced a number of proposals, aiming to help with cost of living, including energy bill rebates, help with out-of-pocket […]