Quarterly economic and market update
February 2024 | Newsletter 12 Markets rallied to close out the year as hopes of a soft landing once more came to the fore. Bond yields fell as central banks signalled a pause and markets began to price in a potential path for rate cuts. This spurred a rally in bonds and propelled developed markets equities back towards all-time highs. Developed […]
The power of “average”
January 2024 | Newsletter 11 When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford to overlook the benefits of growth investments such as shares or property. As an […]
8 handy tips for travelling overseas
December 2023 | Newsletter 10 Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow. For most people their travels will be a safe and wonderful experience, but things can go wrong. While you can’t […]
A guide to planning for aged care
November 2023 | Newsletter 9 The Australian Bureau of Statistics tells us that Australians aged 65 years and over account for 16% of the population – and that figure is rising. Whether you’re concerned about your future self or a loved one, aged care is an issue most of us will have to manage at some time in […]
Quarterly Economic Update: Jul – Sep 2023
October 2023 | Newsletter 8 Australia’s annual inflation rate has taken an unexpected step up, increasing pressure on the Reserve Bank to push interest rates higher and once again raising the prospect that Australia will fall into recession sometime over the next few months. The annual inflation rate for the year to August reached 5.2 per […]
Are we jeopardising the bank of Mum & Dad?
August 2023 | Newsletter 7 The temptation is obvious. Soaring house prices have made buying a home tough for most home buyers and prompted many parents to think they should step in and make a financial contribution. The typical argument is that Mum and Dad don’t really need the money and that their children will […]
Discovering Your Financial Mindset: The Key to Unlocking Financial Success
July 2023 | Newsletter 6 In the quest for financial stability and success, we often focus on tangible elements like earning more money, saving diligently, or investing wisely. But have you ever stopped to consider the role your financial mindset plays in achieving your financial goals? Understanding financial mindset Your financial mindset is a set […]
Market Corrections, while always uncomfortable, are common and an opportunity to increase long term returns
June 2022 | Newsletter 2 In the last 15 years we have had six market corrections, including two large corrections of almost 40%-50%, being the Global Financial Crisis in 2008 and the Covid-19 recession in 2020. The depth and length of these corrections is always difficult to predict but in time they have always presented […]
The “Wealth Effect” Feeds into the Thinking of Central Bankers
June 2022 | Newsletter 1 Central banks are trying to curtail aggregate demand in order to deal with the supply induced price shocks of the pandemic. They can’t manufacture a new factory or a wheat field so the only tool they have to balance an economy is crushing demand. One way of accelerating that process […]
Market Volatility
May 2022 Newsletter Periods of share market volatility, such as now, can understandably be very concerning. With all of this economic uncertainty surrounding us, you may be asking yourself: “is it better to cash in at the moment or to ride things out?” READ THE FULL ARTICLE: https://mailchi.mp/270982f51e56/harness-financial-services-may-newsletter